Houston Uber and Lyft Accidents
Houston is a large metropolitan area with great food and entertainment. Businesses like Uber and Lyft are growing exponentially due to the high demand for young professionals using their services. Due to Texas’s provincial DWI laws, most people prefer to pay for an Uber or a Lyft. The rise of Uber and Lyft drivers in Houston has also been the primary cause of accidents. To better understand your rights, you should know the insurance companies’ policies related to Uber and Lyft. Additionally, you must know what to do after an accident.
Uber and Lyft Insurance for Accidents
Uber and Lyft drivers are private contractors. The companies classify their drivers as independent contractors and not employees. But the courts have not shielded the companies from responsibility. The company has over 189,000 active drivers. If an injury is caused when riding in an Uber or a Lyft, various parties. And thus, multiple insurance policies can potentially be responsible for your damages. Uber requires all drivers to carry state-mandated minimum personal insurance coverage. And provides a one-million-dollar insurance policy to cover drivers and passengers injured in car wrecks. Lyft has similar policies that protect the company and the drivers from liability. The critical thing to remember is that some procedures may cover up to $50,000.00 per injured person and $100,000.00 total per accident. This may not be enough to cover all your damages.
What to do after an Uber Lyft Accident
If you were ever in an accident, you should take precautions to take care and get as much information as you can when you are at the scene of the accident. Do not mistake talking to an insurance agent or an adjuster without an attorney present. You should also make sure to follow these steps after an Uber or Lyft accident:
- Make sure you and everyone else involved in the accident are stable and safe
- Contact emergency services for assistance, including police and healthcare professionals
- If you are able, gather evidence containing contact information for eyewitnesses, photos, and videos of the accident scene, including the vehicles involved, and pictures and videos of your injuries.
- Please see out as soon as possible to a medical doctor
- Please obtain a copy of the police report or get the incident number so you can bring it later
- Contact a personal injury lawyer for free advice about your claim
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